![]() The CFPB recognized the Bank’s response to this matter as “responsible business conduct,” including the “self-identification of the matter through self-policing, prompt reporting, self-initiation of consumer remediation, and full and timely cooperation with regulators.” Its priority is treating customers fairly and when issues are identified, it is committed to making it right. The Bank identified this matter through its own internal audit, promptly reported it to the CFPB, and commenced a remediation that will result in $11 million of payments or credits on active accounts, all but $2 million of which has already been paid, and $158 million of waivers or credits on closed and written-off accounts. Mint, or (iii) buy cash convertible items.The CFPB agreement and a related DOJ agreement resolve an issue related to the omission of certain delinquent cardholders with Puerto Rico addresses or Spanish-preferred indicators on their accounts from two collections offers. Not all transactions are considered to be Purchases and eligible to earn Points, such as transactions posting as Convenience Checks Balance Transfers Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets) interest charges and fees credit insurance premiums and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Net Purchases are Purchases minus credits and returns. Points are earned on eligible Net Purchases. This offer may not be combined with any other bonus offer. ![]() Bank Altitude Go Visa Signature Cardmember Agreement, which is provided at Account opening and may be amended from time to time. Use of the Card is subject to terms and conditions of the U.S. ![]() The bonus is not available to Cardmembers who currently have, or had, a U.S. Please allow 6-8 weeks for your bonus Points to be credited to your Account. Upon approval, see your Cardmember Agreement for details. Mint, or (iii) buy cash convertible items. Net Purchases are purchases minus credits and returns. Bank Altitude Go Visa Signature Card and eligible Net Purchases totaling $1,000 or more are made to your Account within 90 days after Account opening. One-time 20,000 bonus Points will be awarded if you are approved for a new U.S. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR. Bank ExtendPay ® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay ® Fees are calculated based upon the original principal amount, Purchase APR, and other factors. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay balance. Bank ExtendPay ® Fees: A monthly fee not to exceed 1.6% of the original principal amount in a U.S. 0% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Foreign Transaction fee: 0% of each foreign purchase transaction or foreign ATM advance transaction in U.S. There is a $1 minimum interest charge where interest is due. Balance Transfer fee: 3% of each transfer amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Advance fee: 5% of each advance amount, $10 minimum. The variable APR for Cash Advances is 29.99%. The current undiscounted variable APR for Purchases and Balance Transfers is $ based on your creditworthiness. The introductory rate does not apply to cash advances. The 0% introductory APR applies to balance transfers made within 60 days of account opening and is valid for the first 12 billing cycles. * The 0% introductory APR applies to purchases and is valid for the first 12 billing cycles. Find a financial advisor or wealth specialist.
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